Finding, vetting, and managing in-home help for your aging parent
Know your options first
Agency employs the aides and handles everything.
Pros:
Cons:
You hire the aide directly as an employee.
Pros:
Cons:
Consult an accountant or use a payroll service like Care.com HomePay.
| Type of Care | Typical Hourly Rate | What They Do |
|---|---|---|
| Companion/Homemaker | $15-25 | Companionship, light housekeeping, errands, meal prep |
| Personal Care Aide (PCA) | $18-30 | Above + bathing, dressing, toileting, transfers |
| Certified Nursing Assistant (CNA) | $20-35 | Above + more medical tasks, vital signs |
| Home Health Aide (via agency) | $25-40 | All personal care, some medical, often through agency |
Medicare only covers home health aides as part of skilled care (after hospitalization, with PT/OT). Long-term custodial care (help with bathing, dressing, meals) is private pay, Medicaid, or long-term care insurance.
Protect your parent
Create a written care plan covering: